If you want to collect loans despite having many requests from UD, it may feel rather uncertain as to whether this is possible at all. Collecting loans with many requests from UD is possible, but it requires certain conditions because many requests at UD lower a private person’s credit rating according to UD’s scoring. This can easily become a problem when you want to borrow money and many can feel a great frustration that it actually reduces the possibility of borrowing money when you have received many requests from UD. The story is on pegasus-one.org
If you want to collect loans up to a maximum of $ 30000
This problem is easily solved as there are loans without UD control of up to $ 30000. Earlier before LEASY, Thorn and Klicklån started using UD control, you could borrow up to $ 50000 without UD but it is no longer. If you want to borrow more than $ 30000 without UD control, you have to take several different loans from different banks at the same time in order to come up with a total loan amount of $ 50000 or more. It usually becomes a fairly high monthly cost to try to lend to a high loan amount by taking several different loans.
If, on the other hand, you want to borrow more than $ 30000 to collect loans and you believe that the reason is that you already have many requests from UD, you can apply for debt financing through a loan intermediary. Mortgage brokers are better to apply for, as it generally does not automatically become a rejection based only on scoring from the UD. Admittedly, an additional UD check is made, but there is still only a UD check added and the chance that you will get a loan is higher than if you apply to an individual bank if you are in this situation.
Greatest chances for loans are to apply for loans for debt financing through a loan intermediary
Choose a loan broker who also provides loans to private individuals who have a payment note, whether you have a payment note yourself or not. It is true that the loan intermediaries who state that they cooperate with lenders who also accept borrowers with a payment note, have a higher chance of getting a loan offer from a bank that is willing to take a slightly higher risk than others. This is the risk-taking process when a bank approves borrowers who have many inquiries, as well as when they approve loans for people with payment objections. So the category of banks is really the same as if you were trying to borrow money with a note of payment.
At present, there is a good selection of loan intermediaries who cooperate with banks that provide loans despite low credit ratings.
Good luck with your loan application.